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This disclosure contains the rules which govern your deposit account. The interest rate and annual percentage yield stated below are accurate as of the current date.
- The interest rate and annual percentage yield for your account depends on the applicable rate tier. Your interest rate and annual percentage yield may change at our discretion.
- We may change the interest rate on your account at any time.
- At our discretion, we may change the interest rate on your account.
- Interest will be compounded every day. Interest will be credited to your account quarterly.
- We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
- Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).
Transfers from a Statement Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per month with no transfers by check, draft, debit card, or similar order to third parties.
An excess withdrawal fee of $2.00 will be charged for each withdrawal in excess of ten per quarter.
A closing fee of $10.00 will be charged if the account is closed within 180 days of opening.
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